Lets be honest, no-one likes paying bills do they? Even if you’ve got your budget all ready for the month and know exactly whats going out when, it’s never nice to see a big chunk of money leave your bank account.
So, what if I told you there’s a new way to reduce your outgoings and cost of your monthly bills that is as simple as snapping a photo on a very clever new app called ZIPZERO
What is ZIPZERO
ZIPZERO is a new app that rewards you with cash to put towards your monthly bills when you snap a picture of your receipts. It will give you 1% of each transaction as cash directly into your ZIPZERO wallet that you can then use to pay your bills.
How does it work?
To get started you need to download the mobile app and create an account using a valid email address. Once you’re all set-up you’re good to go!
Whenever you buy something you open the app and take a photo of the receipt using your phones camera. The app will show your snapped receipt, it’s total value and then the ZIPZERO credit value. This ZIPZERO credit will be pending until the receipt has been approved (which takes 24hrs).
What receipts can I use for ZIPZERO?
There really aren’t any restrictions on what kind of purchase you’ve got a receipt from – as long as its UK-based retailer, no matter how big or small the purchase, you can gain ZIPZERO rewards for your receipt!
So that’s anything from petrol to a pack of chewing gum, washing up liquid to the meal you go out for with your mates once a month, medicated shampoo for the dog or a new pair of shoes for yourself, as long as you get a receipt you can snap it for ZIPZERO and feel happy in the fact that your getting something back on your everyday spending.
What bills can you pay with ZIPZERO rewards?
You can use your rewards to make a full or part payment towards your utility bills including water, gas, electricity, telephone, TV, Internet and council tax.
How do you set up a bill payment?
On the ‘Bills’ section of the app you click the “+ Add Biller” button and fill out the details it asks for including any customer reference number that you have (that way the company you’re paying know to put the payment to your account)
Once you’ve got the companies you want to be able pay all added you simply go to the Bills section of the app, select a Biller from your list, enter the Available Units you’d like to use from your ZIPZERO wallet and confirm your payment.
What if I usually pay by Direct Debit?
That’s not a problem, ZIPZERO is Direct Debit friendly! You’ll likely pay your utility bills either by Direct Debit or by a Standing Order which are both different types of transactions.
With a standing order you are telling your bank to send x amount of money to x company on x date. A direct debit is set up by the company you are paying after you have given them your details such as account number and sort code so they can automatically collect what you owe on a set date each month. If you make a payment to one of your bills with ZIPZERO your next direct debit will then be lower to accommodate the extra payment you made with your ZIPZERO rewards.
How much can you earn with ZIPZERO?
Whilst there is no limit on the amount of receipts you can scan with ZIPZERO there is a maximum reward earnings cap of £50 per month (but to hit that you’d need to scan £5,000 worth of receipts so I think most of us are all good on that front)
What I think of ZIPZERO
I LOVE it! I think it’s such a clever app and a great way to earn something back from the spending you would be doing each week anyway. I started using the app last week and already have nearly £4 worth of rewards to put towards a bill.
Ok, so it’s not going to make any of us rich over night BUT it’s all helping to chip away at those annoying monthly bills for literally no effort at all. Most of the other receipt scanning apps only allow you to withdraw your rewards as Amazon vouchers and they can take an annoyingly long time to earn but with ZIPZERO you are proactively working towards paying your monthly bills which is so important in todays economic climate when the cost of everything is rising but wages aren’t keeping up.