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May 2018 Budget Report

June 2, 2018 By Charlotte Musha 7 Comments This post may contain affiliate links

This was probably the worst month I could have started my Budget Reports on as it was a very spendy few weeks for us but I’ve always said I would be honest and up front when it comes to money and blogging about it.

These are all fairly self-explanatory costs but I’m going to explain some of the higher ones as, like I said, this was an overly expensive month for us.

You will notice that all these numbers are in $ instead of £’s this is because I use the EveryDollar website to do my budget and it’s meant for the US and Canada, the numbers are all the same so you can just ignore the $ prefix.

Net Worth: May 2018

May 14, 2018 By Charlotte Musha 5 Comments This post may contain affiliate links

I have been meaning to work out our Net Worth for ages!

I’ve always enjoyed reading other peoples monthly Net Worth updates (mainly Jay’s posts) as it seems like a fun way to track things once the debt snowball is done with

…yes, I find keeping track of numbers fun…

[Read more…] about Net Worth: May 2018

Baby Step 3 – Dave Ramsey Baby Steps UK Version

March 26, 2018 By Charlotte Musha 3 Comments This post may contain affiliate links

This step can be the one that people find difficult to keep their momentum up with. We’ve had all the awesome wins from paying off our debt in BS2 and now,

Baby Step 3 (BS3) is to save 3-6 months of expenses in EF to make it your Fully Funded EF (FFEF)

It can be hard to keep pushing yourself when you really feel like you deserve a break after all that hard work in Baby Step 2 but if you can just push through this step with as much energy as possible then you’ll be sitting a lot more comfortably from now on.