This month did not go to plan! I've mentioned in the past few budget reports that our pay-day was changing this month but in actual fact (and very much long story short) the reason this month and September were looking to be tight is because we were actually, in effect, being docked 2 weeks wages!! It's a long story/explanation and the new company isn't breaking the law by … [Read more...]
July 2018 Budget Report
I don't know where this month has gone! I also feel like I don't know where our money has gone this month, I've really taken my eye off the ball lately, it's not caused any disasters but it's probably prevented some wins in terms of paying off debt. Here is our Budget Report for July 2018 These are all fairly self-explanatory costs but I'm going to explain some of the … [Read more...]
June 2018 Budget Report
It's been another expensive month what with car MOT/Service, some project work in the garden and me just taking my eye off the ball budget wise in general if I'm honest. I've been mega busy and that's no excuse but luckily we had a good amount come in from side hustles to prevent any catastrophes. These are all fairly self-explanatory costs but I'm going to explain some of the … [Read more...]
May 2018 Budget Report
This was probably the worst month I could have started my Budget Reports on as it was a very spendy few weeks for us but I've always said I would be honest and up front when it comes to money and blogging about it.These are all fairly self-explanatory costs but I'm going to explain some of the higher ones as, like I said, this was an overly expensive month for us. You will … [Read more...]
Baby Step 3b – Dave Ramsey Baby Steps UK Version
This is the Baby Step that I'm most excited for, our house situation is a little different to most other peoples but this is still going to be a super important step for us. Baby Step 3b (BS3b) is to save for a house deposit According to Dave you should 'put at least 10–20% down on a 15-year fixed-rate mortgage that is no more than a quarter of your take home pay'...that's a … [Read more...]
