My friend said to me the other day that they like to think of September as a second January and I couldn’t agree more. I think my brain is still programmed to think of it like that because of school and it’s not a bad thing, it kind of gives you permission to draw a line under what happened from the start of the year and go ‘ok, if I really want to achieve those goals I set out for myself at the beginning of 2019 I’ve got 4 months to really work at them before we hit the new year’

What were some of the goals you set yourself at the beginning of 2019 – Was it to finally get a handle on your finances? Maybe to get our of debt? Start saving up for that family holiday or new car?

Whatever it was and whatever excuses you made or things that cropped up that meant you didn’t quite get around to it doesn’t matter.
What matters is that you you have a goal and I’ve just reminded you you’ve got 4 months to get your bum in gear so you can sit there on NYE and feel proud that you made progress towards it….
Oh…is that not enough?…do you want some help to meet those financial goals??
Well you came to the right place! How about a big bundle of money goodies worth upwards of £100

Lets take a looksie shall we at whats up or grabs this month!

This months Prize Bundle includes

• A Monthly Budget Planner – You can’t beat a pen and paper budget, especially if you’re just getting to grips with budgeting.
• ‘Envelope’ Wallet System – Cash envelopes are another fab tool for managing money. It allows you to really see where you money is going and think about what you are spending.
• The Millionaire Next Door by Thomas Stanley & William Danko – This is a book you’ll hear mentioned a lot in the debt free community so though it’d be a good one to add in for this months prize bundle.
• A years subscription to YNAB – The team at YNAB have been kind enough to gift a years subscription (worth £65) to the lucky winner. I have used lots of online tools to keep track of our budget but YNAB is by far my favourite. It helps you keep on top of your spending, saving and your debt snowball – you can even track your networth!

September Giveaway – CharlotteMusha

The giveaway will end at midnight on the 30th of September and is open worldwide – Good Luck!

Please do share with your friends  and on social media if you get the chance, I fund the majority of the prizes in giveaways from my own pocket and having people share them really helps to promote my little corner of the internet to ensure I can continue doing them!

What do you want to achieve before the end of the year?