Clearing debt, building wealth and living life!
OMG Hi! How are you? How was your New Year? Yeah, sorry I've been a bit quiet lately... That's pretty much how every conversation I've had with friends this month has been so I thought it was fitting to open this post with too! … [Read more...]
Ad – this is a sponsored blog post, any affiliate or referral links are marked with an asterisk * Happy New Year everyone, let's get 2020 off to a great start by looking at a fab little app called Chip that will help you meet your money goals AND give you a £10 Welcome bonus! I've been using Chip for just over 3 weeks now and already have £37.46 that it's helped me to … [Read more...]
And just like that we're in, not only a new year but, a whole new DECADE! Last year was a good year for us but 2020 is set to be even better. There are lots of big things we would like to accomplish this year and hopefully these monthly goals will help towards achieving them. … [Read more...]
This is the Baby Step that I'm most excited for, our house situation is a little different to most other peoples but this is still going to be a super important step for us. Baby Step 3b (BS3b) is to save for a house deposit. According to Dave you should 'put at least 10–20% down on a 15-year fixed-rate mortgage that is no more than a quarter of your take-home pay'...that's … [Read more...]
This step can be the one that people find difficult to keep their momentum up with. We've had all the awesome wins from paying off our debt in BS2 and now, Baby Step 3 (BS3) is to save 3-6 months of expenses in EF to make it your Fully Funded EF (FFEF) It can be hard to keep pushing yourself when you really feel like you deserve a break after all that hard work in Baby Step 2 … [Read more...]
