This is one of those months where I'm glad we've got sinking funds! It was an expensive month mainly due to added costs from the dogs which was planned out already but there was also a bit of overspending in other categories, I say every month that I need to get a handle on the miscellaneous expenses and still haven't quite got to grips with it yet, I think I need to add in … [Read more...]
September 2018 Budget Report
This felt like a looong (and expensive) month. September was our 6 week paycheck stretch month and thankfully we managed ok! It's another month where I feel we could have done better with the budget but as it is it wasn't a bad attempt. … [Read more...]
August 2018 Budget Report
This month did not go to plan! I've mentioned in the past few budget reports that our pay-day was changing this month but in actual fact (and very much long story short) the reason this month and September were looking to be tight is because we were actually, in effect, being docked 2 weeks wages!! It's a long story/explanation and the new company isn't breaking the law by … [Read more...]
Debt Snowball – 1% Progress Tracker – FREE PRINTABLE
I love having something visual to keep me on track whilst I'm chipping away at our Debt Snowball, I like being able to see that I'm making progress even if I'm only throwing the odd pound at it every now and then (because we all know that those £1's here and £2's there add up!) … [Read more...]
Is paying off my student loan a good idea?
Is paying off my student loan a good idea? I can answer that question in two words: It depends. Yep, not the answer you were expecting, sorry. Student loans are tricky. Some people don’t know whether to pay them off or not and some hesitate getting one in the first place. Are student loans really worth it? Will they cripple me for the rest of my life? The simple answer … [Read more...]
