This month did not go to plan! I've mentioned in the past few budget reports that our pay-day was changing this month but in actual fact (and very much long story short) the reason this month and September were looking to be tight is because we were actually, in effect, being docked 2 weeks wages!! It's a long story/explanation and the new company isn't breaking the law by … [Read more...]
Debt Snowball – 1% Progress Tracker – FREE PRINTABLE
I love having something visual to keep me on track whilst I'm chipping away at our Debt Snowball, I like being able to see that I'm making progress even if I'm only throwing the odd pound at it every now and then (because we all know that those £1's here and £2's there add up!) … [Read more...]
Is paying off my student loan a good idea?
Is paying off my student loan a good idea? I can answer that question in two words: It depends. Yep, not the answer you were expecting, sorry. Student loans are tricky. Some people don’t know whether to pay them off or not and some hesitate getting one in the first place. Are student loans really worth it? Will they cripple me for the rest of my life? The simple answer … [Read more...]
July 2018 Budget Report
I don't know where this month has gone! I also feel like I don't know where our money has gone this month, I've really taken my eye off the ball lately, it's not caused any disasters but it's probably prevented some wins in terms of paying off debt. Here is our Budget Report for July 2018 These are all fairly self-explanatory costs but I'm going to explain some of the … [Read more...]
Baby Step 5 – Dave Ramsey Baby Steps UK Version
This can sometimes be a bit of a controversial baby step in the UK as people have varying opinions on if you should help children out or let them financially fend for themselves... Baby Step 5 (BS5) is to start saving for your child’s university or first house This is another one of the steps that differs quite a lot from how our American cousins deal with things. In the US … [Read more...]
